Privacy Policy

Last updated: January 2026

This Privacy Policy explains how SettleWise ("we", "us") handles information when you visit this website (the "Site"). By using the Site, you agree to the practices described here.

Information we collect

We do not require you to create an account or submit personal information to use the calculator. The numbers you enter into the calculator are processed in your browser to produce an estimate and are not stored on our servers.

Like most websites, we and our service providers may automatically collect certain technical information, such as your IP address, browser type, device type, pages visited, and referring website. This helps us understand how the Site is used and keep it running.

Cookies and similar technologies

We use cookies and similar technologies to operate the Site, measure traffic, and (where applicable) serve advertising. You can control or delete cookies through your browser settings. Disabling cookies may affect some features.

Advertising and Google AdSense

This Site may display advertising served by third parties, including Google, through the Google AdSense program.

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this Site and/or other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at aboutads.info.

For more information on how Google uses data when you use our partners' sites, see Google's Privacy & Terms.

Analytics

We may use analytics services (such as Google Analytics) to understand aggregate usage of the Site. These services may set their own cookies and collect usage data in accordance with their privacy policies.

Your choices (GDPR / CCPA)

Depending on your location, you may have rights to access, correct or delete personal data, or to opt out of the "sale" or sharing of personal information. If you would like to exercise any such right, please contact us using the details below.

Children's privacy

This Site is intended for adults and is not directed at children under 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. Changes take effect when posted on this page with an updated date.

Contact

Questions about this policy? Email us at cafrepo@gmail.com or use our contact page.